Plant a Postage Stamp Vegetable Garden

Digging in the dirt can be a wonderfully therapeutic thing. Yes, it requires an expenditure of effort to prepare the soil, plant the seeds and seedlings, feed, water and maintain your garden (though not necessarily as much as you might think) but the rewards are immense. The fruits of your own labors simply taste better [...]

If You’re Buying Used – Beware!

This may sound a bit convoluted but bear with me.
I have fibromyalgia and with it comes a lot of pain. With the pain can come a lot of expense – doctors’ visits and pain medication can quickly eat up thousands of dollars.
One of the things that has helped me far more than any doctor or [...]

Setting Up A Simple Home Office

An up side to the downturn in the economy is that you really can get some great bargains right now. Combine that with a little imagination and setting up an office for your new home business can be a relatively easy and inexpensive task.
I started thinking about this when both my printer and fax machine [...]

The Art of Barter

How much is your time worth? Maybe more than you think.
Bartering is a means of exchanging one service or commodity for another, without the use of money. In times of monetary crisis (like Now!), when cash is in short supply, it can be a means to get the things you need without having to dip [...]

Are You Prepared For Job Loss?

Whether you feel secure or not about hanging on to your job, it makes a lot of sense to prepare for the worst. Here are a few things to start doing now:
Stop spending! In the first quarter of this year consumer spending increased 2.2%. It’s certainly not that Americans are earning more; they simply spent [...]

We Don’t Have It So Bad

96 pence the sign read. Sounds cheap enough for gas, doesn’t it? But do the math!
Here I am in jolly old England visiting family. On the drive from Gatwick airport to the family home I’d been thinking to myself that at least our falling dollar had afforded me a good deal on a rental car. [...]

Take a Snapshot of Your Money

Trying to keep track of bank accounts, credit cards, investments, loans and more can be a real headache. Then there are all the passwords and access codes for your online accounts. Aaaargh! It’s enough to make you want to stick your head in the sand. But take heart, help is out there….and it’s FREE.
There are [...]

Swap Til You Drop

Forget Barnes and Noble!
Forget a $10 price tag for a new CD or DVD!
Forget about even going to the library!
Now you can stay home and swap your unwanted media for books, CDs and DVDs that you really would like to have. At paperbackswap.com you use credits to acquire books. A credit is worth one book. [...]

Inspire Yourself to Wealth

This story may seem a little weird. But bear with me, ’cause I’m going to tell it anyway and then I’m going to give you a free download.
I was in a bad place about 10 years ago. My business partner had cheated me, I’d been cheated on in my relationship, I was broke, angry and [...]

Tax-Free Tip For Teenagers

Want your child to retire a millionaire with only $3000 or $4000 now? It’s possible if your teenage kid is gainfully employed and can contribute to a Roth IRA and can act now!
I know money’s tight but consider this. A contribution of $4000 a year between the ages of 16 and 21 at 10% per [...]