Take a Snapshot of Your Money

Trying to keep track of bank accounts, credit cards, investments, loans and more can be a real headache. Then there are all the passwords and access codes for your online accounts. Aaaargh! It’s enough to make you want to stick your head in the sand. But take heart, help is out there….and it’s FREE.
There are [...]

Fabulous Frugal Mother’s Day Gifts

Stuck for a buck with Mother’s Day around the corner? Don’t panic. That old adage about a gift from the heart really does ring true when it comes to Mom. Give it a little thought, mix in a little effort and and make Mom’s day.
Memory Box or Scrapbook. Gather up the photos, kids’ artwork, school [...]

Getting a Tax Refund? Spend It

This year the average tax refund will be $2,705.00. For most of us that’s a lot of moolah, so go ahead and spend it……….wisely!
1. Reduce your credit card debt. Saving on interest payments is like earning interest. As of April 6th, 2009, the average credit card rate for non-reward credit cards had increased to 12.80%. [...]

Swap Til You Drop

Forget Barnes and Noble!
Forget a $10 price tag for a new CD or DVD!
Forget about even going to the library!
Now you can stay home and swap your unwanted media for books, CDs and DVDs that you really would like to have. At paperbackswap.com you use credits to acquire books. A credit is worth one book. [...]

10 Tips For Savvy Consumers

Some of these are as blindingly obvious as a wart on a witches nose but it never hurts to be reminded again.
1. Wait, for cripes sake! Don’t be a spur of the moment buyer. Allow yourself a day, a couple of days, maybe a week or more to consider whether you really need that jacket, [...]