Tax-Free Tip For Teenagers

Want your child to retire a millionaire with only $3000 or $4000 now? It’s possible if your teenage kid is gainfully employed and can contribute to a Roth IRA and can act now!
I know money’s tight but consider this. A contribution of $4000 a year between the ages of 16 and 21 at 10% per [...]

Five Quick Tips to Save Big Bucks Now

Right now your utility bills are probably rising as fast as the temperature is falling. So here’s a reminder of five of the quickest ways to reduce some of the financial pain.
1. Adjust the thermostat.
This is one of the biggest simple saves you can realize. Each one-degree adjustment for a four-hour period reduces your [...]

So You Want To Know How To Save Money

I have to tell you, I’m lousy at budget planning and bookkeeping. I am really good at keeping my money close to the vest and getting the most out of every dollar I spend. That said, after a failed business, years of costly health problems and a six-figure accumulation of debt, I realized the absolute [...]

The News Makes My Blood Boil

You know, as 2009 begins I’m tempted to make a resolution to stop watching the news. Do you know that billions of dollars in farm subsidies, which are handed out by the USDA, are going to big corporations, individuals and others who are already worth millions and some of whom are not even in this [...]